But concerning like almost, what does an advisor do, I do think as an advisor, we just have to inform the truth. And we just should open, and I'm sure we know the problems all-around disclosures, but we must be open up to this discussion. We can't disguise from this dialogue. Exactly

Michael: But we're obvious on the connection. I do Assume This is often one that, frankly, has gotten harder for advisory firms as we get much more holistic in our suggestions and the value proposition shifts from “I deal with your pot of money”, which all of us get, or “I&

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